Free business account with up to 30 IBANs in 10 minutes

3% interest rate on positive balance
Up to 10% cashback on purchases
Free physical and virtual cards
Up to €200 000 card spending limit
Personal customer support 24/7

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Best Business Account 2025

Trustpilot: Excellent! | 15,000+ reviews

Best Business Account 2025
Finanzfluss.de
Highest Interest Rate for Business 2025
Für-Gründer.de
Top Mobile Banking 2025
Handelsblatt.com
Top German Startups 2024
LinkedIn
Best Business Account 2025
BILD.de Best in Test

Recognized for excellence in business banking, top interest rates, and an innovative mobile experience in 2024 and 2025.

Plans built for every business

Monthly

Payment period

Annual

Save up to 24%

Free start
€0/month

Free of charge at all times
Get started
- Accounts & Interest
- Accounts included
  12
- Team members included
  1
- Initial fixed interest rate p.a.*
  3%
- Fixed interest rate p.a. after 2 months*
  0,1%
- Variable rate (Interest Strategies), up to*
  6%
- Currency exchange between own accounts
  Free
- Cards & Cashback
- Guaranteed unlimited cashback
  0,1%
- Cashback on selected categories and brands, up to
  2%
- Virtual and physical cards
  Free
- Card spending limits for ads & IT services
  Unlimited
- Spending limit in other categories
  100.000 €
- Transfers
- Outgoing SEPA Instant transfers
  5 free per month,
  then 0,2 €
- Fee for outgoing SWIFT transfers
  From 5 €
- Bulk transfers
  Unlimited
- Features
- Invoicing
  Free
- Bookkeeping documents included
  25
- Integrations (sevDesk, Lexware Office, DATEV, ...)
  Free
- Business travel cashback up to
  30%
- Crypto Earn rewards up to
  12% APY
- Maximum loan amount & repayment term
  250.000 €,
  12 months
- 24/7 human support
  Yes
Basic
€7/month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
- Accounts included
  15
- Team members included
  15
- Initial fixed interest rate p.a.*
  3%
- Fixed interest rate p.a. after 2 months*
  0,6%
- Variable rate (Interest Strategies), up to*
  6%
- Currency exchange between own accounts
  Free
- Cards & Cashback
- Guaranteed unlimited cashback
  0,25%
- Cashback on selected categories and brands, up to
  4%
- Virtual and physical cards
  Free
- Card spending limits for ads & IT services
  Unlimited
- Spending limit in other categories
  100.000 €
- Transfers
- Outgoing SEPA Instant transfers
  Free
- Fee for outgoing SWIFT transfers
  From 5 €
- Bulk transfers
  Unlimited
- Features
- Invoicing
  Free
- Bookkeeping documents included
  Unlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)
  Free
- Business travel cashback up to
  30%
- Crypto Earn rewards up to
  12% APY
- Maximum loan amount & repayment term
  250.000 €,
  12 months
- 24/7 human support
  Yes
Pro
€19/month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
- Accounts included
  20
- Team members included
  30
- Initial fixed interest rate p.a.*
  3%
- Fixed interest rate p.a. after 2 months*
  1,6%
- Variable rate (Interest Strategies), up to*
  6%
- Currency exchange between own accounts
  Free
- Cards & Cashback
- Guaranteed unlimited cashback
  0,5%
- Cashback on selected categories and brands, up to
  6%
- Virtual and physical cards
  Free
- Card spending limits for ads & IT services
  Unlimited
- Spending limit in other categories
  100.000 €
- Transfers
- Outgoing SEPA Instant transfers
  Free
- Fee for outgoing SWIFT transfers
  From 5 €
- Bulk transfers
  Unlimited
- Features
- Invoicing
  Free
- Bookkeeping documents included
  Unlimited
- Integrations (sevDesk, Lexware Office, DATEV, ...)
  Free
- Business travel cashback up to
  30%
- Crypto Earn rewards up to
  12% APY
- Maximum loan amount & repayment term
  250.000 €,
  12 months
- 24/7 human support
  Yes

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