5.0
Well thought through design
It's really well thought through user experience design. Whenever I need to get anything done in my account, it's seamless and easy.
Your money – well sorted for a better future.
Open your Tomorrow account in just a few minutes and manage your day-to-day finances & long term financial goals automated and sustainable in one app.
- …people at Tomorrow
- 4,8 / 5 ★19.000+ top App Store ratings
- 107m €invested sustainably
Excellent! More than 2100 reviews- 5.0
Highly recommend
Love the pockets — they got me super organised financially. The whole digital experience was also as expected and thus outstanding for German standards. There had been no problem managing cards for digital wallets solo or for a shared account, for example. There is no foreign exchange fee which is great. Communication is friendly. Lots of great initiatives such as round up feature. The wooden card is super cool. All in all, very happy with the value I get (and the feel good factor!) for the monthly fee. - 5.0
Trustworthy & reliable with amazing user experience
I've been with tomorrow for last two years and the product got better and better every few months. Totally recommended - 5.0
If you care about the future, change to Tomorrow
I decided to change from a traditional bank to Tomorrow because its values and mission resonated with me. Ever since, I have enjoyed using the app, which is super user friendly, easy and intuitive. I love the pocket system to organize better my money, the auto saving is super helpful to get to my goals with no effort. I love the overview of every month, I like that I can personalize it, the categories help me to see better in one Quick Look how was my month. I also love the “impact” tab where I can see the overall picture of the capital of all the customers, the impact of every card payment and roundup. I participated in the crowd investing round last year and I love to be more involved with the Tomorrow community. - 5.0
It works everywhere
It works everywhere. Good choice. Really recommend - 5.0
Well thought through design
It's really well thought through user experience design. Whenever I need to get anything done in my account, it's seamless and easy. - 5.0
Highly recommend
Love the pockets — they got me super organised financially. The whole digital experience was also as expected and thus outstanding for German standards. There had been no problem managing cards for digital wallets solo or for a shared account, for example. There is no foreign exchange fee which is great. Communication is friendly. Lots of great initiatives such as round up feature. The wooden card is super cool. All in all, very happy with the value I get (and the feel good factor!) for the monthly fee. - 5.0
Trustworthy & reliable with amazing user experience
I've been with tomorrow for last two years and the product got better and better every few months. Totally recommended - 5.0
If you care about the future, change to Tomorrow
I decided to change from a traditional bank to Tomorrow because its values and mission resonated with me. Ever since, I have enjoyed using the app, which is super user friendly, easy and intuitive. I love the pocket system to organize better my money, the auto saving is super helpful to get to my goals with no effort. I love the overview of every month, I like that I can personalize it, the categories help me to see better in one Quick Look how was my month. I also love the “impact” tab where I can see the overall picture of the capital of all the customers, the impact of every card payment and roundup. I participated in the crowd investing round last year and I love to be more involved with the Tomorrow community. - 5.0
It works everywhere
It works everywhere. Good choice. Really recommend - 5.0
Well thought through design
It's really well thought through user experience design. Whenever I need to get anything done in my account, it's seamless and easy. - 5.0
Highly recommend
Love the pockets — they got me super organised financially. The whole digital experience was also as expected and thus outstanding for German standards. There had been no problem managing cards for digital wallets solo or for a shared account, for example. There is no foreign exchange fee which is great. Communication is friendly. Lots of great initiatives such as round up feature. The wooden card is super cool. All in all, very happy with the value I get (and the feel good factor!) for the monthly fee. - 5.0
Trustworthy & reliable with amazing user experience
I've been with tomorrow for last two years and the product got better and better every few months. Totally recommended - 5.0
If you care about the future, change to Tomorrow
I decided to change from a traditional bank to Tomorrow because its values and mission resonated with me. Ever since, I have enjoyed using the app, which is super user friendly, easy and intuitive. I love the pocket system to organize better my money, the auto saving is super helpful to get to my goals with no effort. I love the overview of every month, I like that I can personalize it, the categories help me to see better in one Quick Look how was my month. I also love the “impact” tab where I can see the overall picture of the capital of all the customers, the impact of every card payment and roundup. I participated in the crowd investing round last year and I love to be more involved with the Tomorrow community. - 5.0
It works everywhere
It works everywhere. Good choice. Really recommend
Sustainable banking - without compromises
Now you get 2.5% interest p.a.*!
Tomorrow now has a new place for your money: the Savings Account. Here your savings can grow without any risk. We will automatically pay out the pro rata interest to your savings account every month.
The monthly summary gives you a clear overview of your spendings. With Pockets, your practical sub accounts, you can achieve your financial goals faster.
Starter account from 0€: You know best how much you can pay. With our Pay What You Want function, you can set the price of your Now account model yourself and adjust it at any time. Now is a fully-fledged starter account including a free debit card - the account that takes your financial situation into account.
Safe & mobile payment
Free Visa debit card with Tomorrow Design
Withdraw money worldwide and pay free of charge. Everywhere where Visa is approved.
Quick and easy mobile payments with Apple Pay & Google Pay
Your money protects the planet and fights for a more equal world: for example, it supports the restoration of ecosystems, renewable energies, sustainable agriculture and affordable housing.
Other cool features
Shared account
Free of charge, with an additional debit card
Monthly summary
Automatic analysis of your spendings
Deposit cash
At our partner stores
Rounding Up
Round up payments and support climate projects
Climate protection
Every 10 euro build up 1 wheelbarrow of habitat
Real Time transactions & standing orders
Free Real time transactions
Our strong partner in the background
The Tomorrow account is provided by our banking service provider, Solaris SE. Solaris SE is a fully regulated European bank, licensed and supervised by the German Federal Financial Supervisory Authority (BaFin). Euro deposits in the bank account are protected up to 100,000 Euro by the German Deposit Guarantee Scheme (DGS). This protection applies per customer / per bank - in this case Solaris. In case you have several accounts with Solaris, the deposit protection applies to all your accounts in total. This corresponds to the standard for all European credit institutions.
Your money is safe 🔐
With the app you are in control of your finances
Lock or unlock your card
Change your PIN
Define spending limits
Your money is protected by the national deposit insurance up to 100.000 €. This protection applies per customer / per bank and therefore applies to all your accounts with Solaris SE.
Pick your sustainable bank account
Our three sustainable bank accounts come with different features. Pick the one that suits your needs best.
Now
Mobile banking - easy & fast
from €0 / month
Change
The everyday account - smart & flexible
€8 / month
Zero
The premium account with extra climate protection
€17 / month
Switching accounts made easy: Together with our partner Qwist, we offer the free Tomorrow account switching service. This makes switching accounts quick and easy. All you need is your cell phone and your bank information.
Do you need help? We are always here for you.
Our experienced customer support is here to personally answer your questions.
Our answers to your questions 💬
Download the Tomorrow App now and open a sustainable account in just a few minutes.
Disclaimer & risk notice: This capital investment is associated with risks as the value of your investments may increase or decrease in value. You may lose your invested money. Price developments in the past, simulations or forecasts are no reliable indicator of future performance.
The text does not contain investment advice or recommendations to buy or sell. Visualizations are for illustrative purposes only and do not represent actual or future performance of the fund.
Tomorrow GmbH offers the brokerage of the above-mentioned investment product as a tied agent within the meaning of § 3 para 2 WpIG in the name and for the account of lemon.markets brokerage GmbH and is entered in the public register maintained by the German Federal Financial Supervisory Authority (BaFin). The register can be viewed at https://portal.mvp.bafin.de/database/VGVInfo/vermittlerSucheForm.do.
¹ Our partner Solaris SE is the provider of all banking services. Additionally Tomorrow GmbH offers the brokerage of the above-mentioned investment product as a tied agent within the meaning of § 3 para 2 WpIG in the name and for the account of lemon.markets brokerage GmbH and is entered in the public register maintained by the German Federal Financial Supervisory Authority (BaFin). The register can be viewed at https://portal.mvp.bafin.de/database/VGVInfo/vermittlerSucheForm.do.
² This protection applies per customer / per bank - in this case Solaris. In case you have several accounts with Solaris, the deposit protection applies to all your accounts in total. This corresponds to the standard for all European credit institutions.
³ Occasionally, ATM operators may charge fees over which Tomorrow has no control.
⁴ Please note that the interest rate of 9.75% p.a. is an exclusive offer until 30.09.2025. If you apply for and are granted an overdraft facility within this period, this interest rate will apply until 30.06.2026. After that, the interest rate stipulated in the T&C will apply again. Please also refer to the Rules of Participation for more information.
* Interest rate of 2.5% p.a. applies to customers who open a Tomorrow account and savings account between August 1 and August 31, 2025, for the first 90 days. Outside of the promotional period, customers receive 1% interest p.a. on a maximum balance of €50,000. Now customers who opened their account before February 19, 2025, cannot open a savings account. The customer must have a German tax ID. You can read all the conditions again here.
** Promotion period: Tomorrow customers who open a Now account between August 1, 2025 and July 31, 2026 will receive a free withdrawal per month.³