Free business account with up to 30 IBANs in 10 minutes

4% interest rate on positive balance
Up to 10% cashback on purchases
Free physical and virtual cards
Up to €200 000 card spending limit
Personal customer support 24/7

Open a business account

Best Business Account 2025

Trustpilot: Excellent! | 19.000+ reviews

Best Business Account 2025
Finanzfluss.de
Highest Interest Rate for Business 2025
Für-Gründer.de
Top Mobile Banking 2025
Handelsblatt.com
Top German Startups 2024
LinkedIn

Our latest recognitions for excellence in business banking, top interest rates and an innovative mobile experience

Plans built for every business

Monthly

Payment period

Annual

Save up to 24%

Best for growing companies with more activity and advanced needs — built to keep fast teams in sync

Free Start
Perfect for newly registered companies setting up finances and trying key banking features for free
0 € / month

Free of charge at all times
Get started
- Accounts & Interest
- Free accounts with unique IBANs
  12
- Initial fixed interest rate p.a.*
  4%
- Fixed interest rate p.a. after 4 months*
  0,1%
- Cards & Cashback
- Guaranteed unlimited cashback
  0,1%
- Cashback on selected categories and brands, up to
  2%
- Virtual and physical cards
  Free
- Card spending limits for ads & IT services
  Unlimited
- Transfers
- SEPA Instant
  Outgoing: 5 free per month, then 0,1 €
- Incoming SWIFT
  Free
- Outgoing SWIFT
  5 €
- Support
- 24/7 human support
  Yes
Basic
Ideal for small businesses with steady transactions needing reliable everyday banking at low cost
7 € / month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
- Free accounts with unique IBANs
  15
- Initial fixed interest rate p.a.*
  4%
- Fixed interest rate p.a. after 4 months*
  0,5%
- Cards & Cashback
- Guaranteed unlimited cashback
  0,25%
- Cashback on selected categories and brands, up to
  4%
- Virtual and physical cards
  Free
- Card spending limits for ads & IT services
  Unlimited
- Transfers
- SEPA Instant
  Free
- Incoming SWIFT
  Free
- Outgoing SWIFT
  5 free per month, then 5 €
- Support
- 24/7 human support
  Yes
Pro
Best for growing companies with more activity and advanced needs — built to keep fast teams in sync
19 € / month
excl. VAT
2 months free trial
Get started
- Accounts & Interest
- Free accounts with unique IBANs
  20
- Initial fixed interest rate p.a.*
  4%
- Fixed interest rate p.a. after 4 months*
  1,3%
- Cards & Cashback
- Guaranteed unlimited cashback
  0,5%
- Cashback on selected categories and brands, up to
  6%
- Virtual and physical cards
  Free
- Card spending limits for ads & IT services
  Unlimited
- Transfers
- SEPA Instant
  Free
- Incoming SWIFT
  Free
- Outgoing SWIFT
  10 free per month, then 5 €
- Support
- 24/7 human support
  Yes

Features you get on every plan

Invoicing
Free
Documents to be attached for bookkeeping (on every paid plan)
Unlimited
Integrations (sevDesk, Lexware Office, DATEV, ...)
Free
Business travel cashback up to
30%
Crypto Earn rewards up to
8% APY
Maximum loan amount & repayment term
250.000 €,
12 months
Fee for receiving card payments from clients (EEA cards), from
0,79% (+0,25 €)

Open a business account

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