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Cashback and Rewards

Make your money go further with Curve Pay. Get cashback from top brands in-store, online and when spending in non-European currencies — on top of any credit card points or air miles you’re already earning. Terms and limits apply.

Get Curve Pay for free

How To Earn Cashback

Earn cashback on top of other rewards

Add your rewards earning card to Curve Pay, and keep earning points, air miles or cashback from your bank — plus Curve Pay’s own cashback.

1% cashback on foreign currency spending

With a premium Curve Pay plan, you’ll earn 1% cashback when spending in non-European currencies — whether you're abroad or shopping online.

Up to 20% cashback from top brands

Enjoy exclusive limited-time and always-on cashback offers from leading UK retailers — all accessible in the Curve Pay app (UK customers only).

Choose your own reward retailers

With Curve Pay Pro and Pro+, select 6 or 12 retailers where you'll earn 1% cashback on every purchase — from groceries to gadgets. Terms and limits apply - see Fair Use Policy for details.

Legal bits

1% cashback for Curve Pay Pro subscribers at 6 selected retailers (up to £25 per month) and Curve Pay Pro+ subscribers at 12 selected retailers (up to £50 per month), for the subscription period (please refer to our Fair Use Policy for more details).

For UK customers, FSCS protection does not apply to the funds held on your Curve Cash Card and your funds may be at risk in exceptional circumstances.

Frequently asked questions

What is Curve Pay Cashback?
Curve cashback is digital money you earn when spending with Curve Pay at selected retailers. Cashback is stored on your Curve Cash card and can be used for future purchases.
What ways are there for earning cashback?
You can earn cashback in three main ways through Curve Pay. See Fair Use Policy for details on our cashback limits.
- Through Rewards, accessed via Launchpad, where you can get up to 20% an offer at a retailer. Usually a one time only offer on a single purchase and some need to be activated to receive cashback on purchase. For each offer check the details in app. Only available in the UK. Coming soon to EEA.
- Through premium cashback on the Pro or Pro+ plans where you pick your 6 or 12 retailers.
- Through spending on non-European currencies either in-store or online. E.g. Shop online in US dollars, or spend on holiday outside the EEA or UK. You need to be on any premium plan to benefit from this cashback (X, Pro or Pro+).
How can I earn more cashback?
Choose a Pro or Pro+ plan and get extra cashback at 6 or 12 of your favourite retailers. Plus, you still get Curve Pay’s rotating and always-on offers. See Fair Use Policy for details on our cashback limits.
Does Curve Cashback stack with my card rewards?
Yes — you’ll still earn your bank’s rewards, including air miles, points or cashback. Curve Pay simply adds another layer on top.
When is cashback paid?
Most cashback is paid instantly after a qualifying transaction. In some cases, it may take up to a couple of days depending on the retailer.

For rewards offers, cashback may arrive up to 2 or 3 weeks later, but usually within a couple of days.
Can I spend my cashback anywhere?
Yes, Curve Cash can be used for purchases wherever Curve Pay is accepted — just toggle your Curve Cash card as the active card in the app.
What plans offer the most cashback?
Premium Curve Pay plans unlock higher cashback and custom rewards:
- X: 1% international cashback
- Pro: Choose 6 reward brands + 1% international cashback
- Pro+: Choose 12 reward brands + 1% international cashback
All plans offer higher rates on some rewards offers. 1% international cashback applies on spending with non-European and UK currencies.